EPI Affordability Tools How much income do you need to afford where you live?
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EPI’s updated Family Budget Calculator shows how much income it takes to afford basic expenses in every U.S. county and metropolitan area in 2025. It estimates community-specific costs—housing, food, transportation, child care, health care, taxes—for 10 family types.

Many families today struggle to make ends meet because their pay hasn’t risen nearly as fast as it could have with the growing economy over the last 50 years. This is a direct result of bad policy choices advancing corporate interests at the expense of typical workers. The new Wage Calculator shows how much higher your pay could be if wages had kept up with productivity since 1979.

Try the tools to better understand affordability →

The Black-white wage gap grew 30% between 1979 and 2024. Over the same period, the gap between worker productivity and worker pay grew 42%. These trends don’t just correlate—they move together, and history tells us why.

A new EPI analysis reveals the repeatable, centuries-old script white supremacists have used to roll back progress and concentrate wealth at the top. From the collapse of Reconstruction ushering in the Gilded Age to today’s federal dismantling—the pattern is clear.

Understanding it is the first step to interrupting it →

Nearly a half a million more workers were represented by a union in 2025 compared with 2024. The number of unionized workers was the highest it has been in 16 years.

The increase demonstrates working people’s desire for greater agency in their workplaces and in shaping policies that affect their lives. In a time of fear, uncertainty, and hardship, the importance and benefits of unionization are especially clear.

Read more →

The 2025 Republican budget bill created a new, temporary federal income tax deduction for the premium portion of overtime pay. Trump and his administration have sold this policy as a substantial victory for workers.

It is not.

Overtime exists to discourage employers from overworking their employees. This policy will not benefit most workers and could harm them. There will be less pressure on employers to hire more staff and raise wages. All workers will be harmed by the budget bill’s massive cuts to health care, energy, and food assistance programs made to finance tax cuts for the ultrawealthy.

Everything you need to know about ‘no tax on overtime’ →

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