Employer-provided health insurance and pension coverage rates, in-home workers versus other workers, 2012
| In-home | ||||||||
|---|---|---|---|---|---|---|---|---|
| Childcare workers | Direct-care aides | |||||||
| Not in-home | In-home | Percentage-point difference | Maids and housekeeping cleaners | Nannies | Provide care in own home | Not agency-based | Agency-based | |
| Employer-provided health insurance coverage | 50.6% | 12.2% | -38.5 | 4.9% | 6.3% | 3.2% | 12.1% | 18.4% |
| Employer-provided pension coverage | 43.8% | 7.0% | -36.8 | 2.4% | 2.7% | 2.8% | 6.3% | 10.7% |
| In-home-worker employer-provided health insurance penalty* | -28.4**** | -29.4**** | -20.9**** | -41.4**** | -32.2**** | -23.7**** | ||
| In-home-worker employer-provided pension penalty* | -27.5**** | -25.6**** | -21.1**** | -38.7**** | -32.3**** | -24.5**** | ||
* Percentage-point difference between the coverage rate of in-home workers and that of demographically similar workers in other occupations
Note: **** indicates significance at the .01 level; *** indicates significance at the .05 level; ** indicates significance at the 0.1 level. OLS regressions control for gender, nativity, citizenship, race/ethnicity, educational attainment, age, marital status, urbanicity, and region of the country. Complete regression results available by request from the author. To ensure sufficient sample sizes, this table draws from pooled 2010–2012 microdata.
Source: Author's analysis of Current Population Survey Annual Social and Economic Supplement microdata
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