Figure 14

401(k)s magnify inequality: Share of total retirement account savings and total income for families age 32–61 by income quintile, 2013

Retirement account savings Income
1st (Bottom) 0% 2%
2nd (Lower-middle) 1% 5%
3rd (Middle) 5% 10%
4th (Upper-middle) 20% 19%
5th (Top) 74% 63%
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Note: Based on "normal income," which may differ from actual income if a family's income in the past year was unusually high or low. Retirement account savings include 401(k)s, IRAs, and Keogh plans.

Source: EPI analysis of  Survey of Consumer Finance data, 2013.

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