Figure 24
Share of participating workers age 51–56 in various retirement plans, by race/ethnicity, 1992–2004
| Year | Gender | Defined-benefit (DB) only | Both DB and DC | Defined-contribution (DC) only | Didn’t know/wouldn’t answer |
|---|---|---|---|---|---|
| 1992 | White | 40% | 28% | 31% | 1% |
| 1992 | Black | 48% | 22% | 28% | 2% |
| 1992 | Hispanic | 39% | 16% | 39% | 6% |
| 1998 | White | 28% | 31% | 40% | 1% |
| 1998 | Black | 49% | 22% | 27% | 2% |
| 1998 | Hispanic | 28% | 26% | 37% | 9% |
| 2004 | White | 23% | 27% | 47% | 3% |
| 2004 | Black | 35% | 18% | 44% | 2% |
| 2004 | Hispanic | 28% | 16% | 49% | 7% |
Note: Data in this figure cover only workers who are participating in an employer-based retirement plan. This figure uses mutually exclusive racial and ethnic categories, with “white” and “black” referring to white and black non-Hispanics and “Hispanic” including persons of any race.
Source: Authors' analysis of Health and Retirement Study data in Gustman, Steinmeier, and Tabatabai (2010)
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