Figure 11

Savings in retirement accounts of households age 26–79, by percentile, 1989–2010 (2010 dollars)

Year 90th 80th 70th 60th 50th
1989 $57,346 $20,240 $6,747 $506 $0
1992 $68,223 $26,986 $9,096 $1,516 $0
1995 $87,813 $35,975 $15,580 $4,957 $0
1998 $133,389 $56,023 $26,011 $10,004 $1,334
2001 $182,579 $74,502 $34,310 $12,254 $3,186
2004 $201,363 $80,545 $34,519 $12,657 $2,301
2007 $217,918 $97,434 $46,098 $18,334 $5,029
2010 $239,000 $85,000 $35,000 $14,000 $2,500
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Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.

Source: Authors' analysis of Survey of Consumer Finance microdata

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