Figure B
Black and Hispanic individuals are more likely to face hardship as result of income variability: Share of individuals with income variability that experience economic hardship by race and ethnicity
| White | Black | Hispanic | |
|---|---|---|---|
| 2019 | 26.6% | 30.0% | 38.4% |
| 2021 | 25.4% | 31.4% | 36.8% |
| 2024 | 26.5% | 33.8% | 36.1% |

Source: Board of Governors of the Federal Reserve System, Survey of Household Economics and Decision making, 2020, 2022, and 2025.