Figure A v3
For workers, insurance premiums are rising faster than wages: Average annual earnings for the bottom 90 percent and ESI premiums as a share of earnings, 1999–2016
| Year | SSA Average Earnings of B90% | Single Premiums (as a share of average B90% earnings) | Family Premiums (as a share of average B90% earnings) | Single Worker Contributions (as a share of average B90% earnings) | Family Worker Contributions (as a share of average B90% earnings) |
|---|---|---|---|---|---|
| 1999 | 22651.09 | 9.7% | 25.6% | 1.4% | 6.8% |
| 2000 | 23854.43 | 10.4% | 27.0% | 1.4% | 6.8% |
| 2001 | 24636.14 | 10.9% | 28.7% | 1.4% | 7.3% |
| 2002 | 24989.11 | 12.3% | 32.0% | 1.9% | 8.6% |
| 2003 | 25571.76 | 13.2% | 35.5% | 2.0% | 9.4% |
| 2004 | 26255 | 14.1% | 37.9% | 2.1% | 10.1% |
| 2005 | 26993.95 | 14.9% | 40.3% | 2.3% | 10.1% |
| 2006 | 28055.39 | 15.1% | 40.9% | 2.2% | 10.6% |
| 2007 | 29079.34 | 15.4% | 41.6% | 2.4% | 11.3% |
| 2008 | 30042.03 | 15.7% | 42.2% | 2.4% | 11.2% |
| 2009 | 29908.69 | 16.1% | 44.7% | 2.6% | 11.8% |
| 2010 | 30204.7 | 16.7% | 45.6% | 3.0% | 13.2% |
| 2011 | 30984.38 | 17.5% | 48.6% | 3.0% | 13.3% |
| 2012 | 31682.5 | 17.7% | 49.7% | 3.0% | 13.6% |
| 2013 | 32282.86 | 18.2% | 50.6% | 3.1% | 14.1% |
| 2014 | 33268.82 | 18.1% | 50.6% | 3.2% | 14.5% |
| 2015 | 34471.33 | 18.1% | 50.9% | 3.1% | 14.4% |
| 2016 | 35083.32 | 18.3% | 51.7% | 3.2% | 15.0% |
Sources: Data on ESI premiums comes from the Kaiser Family Foundation (2017) Employer Benefits Survey. Data on average annual earnings for the bottom 90 percent are author’s analysis of data from the Social Security Administration 2017, updated using the methods of Mishel and Kroeger 2016.