Low-wage workers and their families face rising levels of economic insecurity. Analysts estimate that anywhere from a quarter to a third of U.S. workers—35 to 46 million—hold low-wage jobs that provide few prospects for advancement and wage growth. Further, such jobs typically offer few of the employer-sponsored benefits—such as health insurance, paid sick leave, retirement plans, and the flexibility to deal with family needs—that higher-income workers often take for granted.