Table 9

Employer-provided health insurance and pension coverage rates, in-home workers versus other workers, 2018

Domestic worker occupations
Child care workers Direct-care aides
Not domestic workers Domestic workers Percentage-point difference Housecleaners Nannies Provide care in own home Not agency-based Agency-based
Employer-provided health insurance coverage 48.9% 19.1% -29.7 7.3% 15.1% 6.8% 17.1% 25.2%
Employer-provided pension coverage 32.8% 9.1% -23.7 2.0% 3.5% 2.6% 6.6% 13.1%
Domestic worker employer-provided health insurance penalty* -21.4**** -26.2**** -18.4**** -34.5**** -24.9**** -17.1****
Domestic worker employer-provided pension penalty* -17.1**** -17.3**** -17.3**** -26.6**** -20.6**** -14.1****

* Percentage-point difference between the coverage rate of domestic workers and that of demographically similar workers in other occupations

Note: **** indicates significance at the .01 level; *** indicates significance at the .05 level; ** indicates significance at the 0.1 level. OLS regressions control for gender, nativity, race/ethnicity, educational attainment, age, marital status, and division of the country. Complete regression results available by request from the author. To ensure sufficient sample sizes, this table draws from pooled 2016–2019 microdata.

Source: EPI analysis of Current Population Survey Annual Social and Economic Supplement microdata

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