Cash balance plan with a fixed interest credit: Hypothetical benefits, salary, and productivity over work lifetime
| Age | Annual salary | Compensation (net annual salary + change in lifetime benefits) | Productivity |
|---|---|---|---|
| 32 | $35,000 | $ 56,219 | $ 25,000 |
| 33 | $36,000 | $ 57,155 | $ 29,900 |
| 34 | $37,000 | $ 58,076 | $ 34,600 |
| 35 | $38,000 | $ 58,983 | $ 39,100 |
| 36 | $39,000 | $ 59,878 | $ 43,400 |
| 37 | $40,000 | $ 60,762 | $ 47,500 |
| 38 | $41,000 | $ 61,636 | $ 51,400 |
| 39 | $42,000 | $ 62,501 | $ 55,100 |
| 40 | $43,000 | $ 63,358 | $ 58,600 |
| 41 | $44,000 | $ 64,208 | $ 61,900 |
| 42 | $45,000 | $ 65,052 | $ 65,000 |
| 43 | $46,000 | $ 65,890 | $ 67,900 |
| 44 | $47,000 | $ 66,724 | $ 70,600 |
| 45 | $48,000 | $ 67,553 | $ 73,100 |
| 46 | $49,000 | $ 68,379 | $ 75,400 |
| 47 | $50,000 | $ 69,203 | $ 77,500 |
| 48 | $51,000 | $ 70,024 | $ 79,400 |
| 49 | $52,000 | $ 70,844 | $ 81,100 |
| 50 | $53,000 | $ 71,663 | $ 82,600 |
| 51 | $54,000 | $ 72,482 | $ 83,900 |
| 52 | $55,000 | $ 73,300 | $ 85,000 |
| 53 | $56,000 | $ 74,118 | $ 85,900 |
| 54 | $57,000 | $ 74,937 | $ 86,600 |
| 55 | $58,000 | $ 75,757 | $ 87,100 |
| 56 | $59,000 | $ 76,579 | $ 87,400 |
| 57 | $60,000 | $ 77,402 | $ 87,500 |
| 58 | $61,000 | $ 78,227 | $ 87,400 |
| 59 | $62,000 | $ 79,054 | $ 87,100 |
| 60 | $63,000 | $ 79,884 | $ 86,600 |
| 61 | $64,000 | $ 80,716 | $ 85,900 |
| 62 | $65,000 | $ 81,551 | $ 85,000 |
| 63 | $66,000 | $ 82,389 | $ 83,900 |
| 64 | $67,000 | $ 83,231 | $ 82,600 |
| 65 | $68,000 | $ 84,075 | $ 81,100 |
| 66 | $69,000 | $ 84,923 | $ 79,400 |
| 67 | $70,000 | $ 85,775 | $ 77,500 |
| 68 | $71,000 | $ 86,630 | $ 75,400 |
| 69 | $72,000 | $ 87,490 | $ 73,100 |
| 70 | $73,000 | $ 88,353 | $ 70,600 |