Final-average-salary defined-benefit plan: Hypothetical benefits, salary, and productivity over work lifetime
| Age | Annual salary | Compensation (net salary + change in lifetime benefits) | Productivity |
|---|---|---|---|
| 32 | $35,000 | $35,000 | $ 25,000 |
| 33 | $36,000 | $36,088 | $ 29,900 |
| 34 | $37,000 | $37,182 | $ 34,600 |
| 35 | $38,000 | $38,283 | $ 39,100 |
| 36 | $39,000 | $39,393 | $ 43,400 |
| 37 | $40,000 | $93,355 | $ 47,500 |
| 38 | $41,000 | $54,130 | $ 51,400 |
| 39 | $42,000 | $55,770 | $ 55,100 |
| 40 | $43,000 | $57,410 | $ 58,600 |
| 41 | $44,000 | $59,050 | $ 61,900 |
| 42 | $45,000 | $60,690 | $ 65,000 |
| 43 | $46,000 | $62,330 | $ 67,900 |
| 44 | $47,000 | $63,970 | $ 70,600 |
| 45 | $48,000 | $65,610 | $ 73,100 |
| 46 | $49,000 | $67,250 | $ 75,400 |
| 47 | $50,000 | $68,890 | $ 77,500 |
| 48 | $51,000 | $70,530 | $ 79,400 |
| 49 | $52,000 | $72,170 | $ 81,100 |
| 50 | $53,000 | $73,810 | $ 82,600 |
| 51 | $54,000 | $75,450 | $ 83,900 |
| 52 | $55,000 | $77,090 | $ 85,000 |
| 53 | $56,000 | $78,730 | $ 85,900 |
| 54 | $57,000 | $80,370 | $ 86,600 |
| 55 | $58,000 | $82,010 | $ 87,100 |
| 56 | $59,000 | $83,650 | $ 87,400 |
| 57 | $60,000 | $85,290 | $ 87,500 |
| 58 | $61,000 | $86,930 | $ 87,400 |
| 59 | $62,000 | $88,570 | $ 87,100 |
| 60 | $63,000 | $90,210 | $ 86,600 |
| 61 | $64,000 | $91,850 | $ 85,900 |
| 62 | $65,000 | $65,140 | $ 85,000 |
| 63 | $66,000 | $63,960 | $ 83,900 |
| 64 | $67,000 | $62,690 | $ 82,600 |
| 65 | $68,000 | $61,330 | $ 81,100 |
| 66 | $69,000 | $59,880 | $ 79,400 |
| 67 | $70,000 | $58,340 | $ 77,500 |
| 68 | $71,000 | $56,710 | $ 75,400 |
| 69 | $72,000 | $54,990 | $ 73,100 |
| 70 | $73,000 | $53,180 | $ 70,600 |