Share of households age 26–61 with savings in retirement accounts, all and pre-retirement, 1989–2010
| Year | All | Pre-retirement (56-61) |
|---|---|---|
| 1989 | 37% | 52% |
| 1992 | 40% | 52% |
| 1995 | 45% | 54% |
| 1998 | 49% | 62% |
| 2001 | 53% | 64% |
| 2004 | 50% | 63% |
| 2007 | 53% | 66% |
| 2010 | 50% | 57% |
Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.
Source: Authors' analysis of Survey of Consumer Finance microdata