Retirement account savings of households age 26–79 as a percent of income, by education, 1989–2010
| Year | College degree or more education | High school diploma or GED | Some college | No high school diploma/GED |
|---|---|---|---|---|
| 1989 | 44% | 24% | 30% | 22% |
| 1992 | 59% | 33% | 31% | 12% |
| 1995 | 73% | 43% | 56% | 19% |
| 1998 | 91% | 47% | 55% | 22% |
| 2001 | 99% | 51% | 65% | 26% |
| 2004 | 107% | 58% | 64% | 20% |
| 2007 | 115% | 57% | 69% | 36% |
| 2010 | 141% | 64% | 71% | 18% |
Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.
Source: Authors' analysis of Survey of Consumer Finance microdata