Share of households age 26–79 with savings in retirement accounts, by education, 1989–2010
| Year | College degree or more education | High school diploma or GED | Some college | No high school diploma/GED |
|---|---|---|---|---|
| 1989 | 58% | 33% | 41% | 15% |
| 1992 | 61% | 35% | 42% | 14% |
| 1995 | 64% | 41% | 47% | 19% |
| 1998 | 67% | 42% | 52% | 21% |
| 2001 | 75% | 46% | 54% | 18% |
| 2004 | 69% | 44% | 48% | 16% |
| 2007 | 74% | 43% | 53% | 22% |
| 2010 | 70% | 41% | 49% | 17% |
Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.
Source: Authors' analysis of Survey of Consumer Finance microdata