Retirement account savings of households age 26–79 as a percent of income, by income fifth, 1989–2010

Year Top Fourth Middle Second Bottom
1989 43% 24% 22% 25% 11%
1992 59% 36% 23% 18% 14%
1995 73% 44% 37% 40% 34%
1998 86% 61% 47% 40% 23%
2001 90% 81% 63% 43% 31%
2004 108% 75% 54% 30% 26%
2007 105% 99% 67% 46% 16%
2010 134% 91% 76% 44% 58%

Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.

Source: Authors' analysis of Survey of Consumer Finance microdata

View the underlying data on epi.org.