Racial and ethnic gaps are large even among families with retirement savings: Median savings for families age 32–61 with retirement account savings by race, 1989–2016 (2016 dollars)
| White non-Hispanic | Black | Hispanic | |
|---|---|---|---|
| 1989 | $26,122 | $14,927 | $9,329 |
| 1992 | $28,510 | $13,417 | $11,739 |
| 1995 | $31,320 | $15,660 | $18,792 |
| 1998 | $44,264 | $20,656 | $20,656 |
| 2001 | $55,549 | $13,549 | $18,968 |
| 2004 | $60,791 | $22,892 | $21,620 |
| 2007 | $71,797 | $33,582 | $28,371 |
| 2010 | $64,695 | $24,317 | $27,633 |
| 2013 | $75,271 | $22,684 | $22,684 |
| 2016 | $79,500 | $29,200 | $23,000 |
Note: Retirement account savings include funds in 401(k)-style defined contribution plans and in IRAs. Scale changed for visibility.
Source: EPI analysis of Survey of Consumer Finance data, 2016.