College-educated families have much larger retirement account balances: Median savings for families age 32–61 with retirement savings by education, 1989–2013 (2013 dollars)
| No high school diploma/GED | High school diploma/GED | Some college | College degree or more | |
|---|---|---|---|---|
| 1989 | $19,883 | $14,461 | $21,691 | $36,151 |
| 1992 | $9,749 | $15,598 | $19,497 | $41,756 |
| 1995 | $7,589 | $22,768 | $25,804 | $39,465 |
| 1998 | $20,013 | $24,302 | $32,879 | $58,324 |
| 2001 | $10,768 | $30,204 | $34,669 | $73,212 |
| 2004 | $14,798 | $27,129 | $28,362 | $91,253 |
| 2007 | $15,719 | $35,929 | $42,666 | $94,315 |
| 2010 | $13,932 | $27,200 | $31,079 | $85,736 |
| 2013 | $14,700 | $30,000 | $46,900 | $95,000 |
Note: Retirement account savings include 401(k)s, IRAs, and Keogh plans. "College degree" includes associate degrees.
Source: EPI analysis of Survey of Consumer Finance data, 2013.