Racial and ethnic gaps are large even among families with retirement savings: Median savings for families age 32–61 with retirement account savings by race, 1989–2013 (2013 dollars)
| White non-Hispanic | Black | Hispanic | |
|---|---|---|---|
| 1989 | $25,306 | $14,461 | $9,038 |
| 1992 | $27,621 | $12,998 | $11,373 |
| 1995 | $30,358 | $15,179 | $18,215 |
| 1998 | $42,886 | $20,013 | $20,013 |
| 2001 | $53,842 | $13,132 | $18,385 |
| 2004 | $58,944 | $22,197 | $20,963 |
| 2007 | $69,613 | $32,561 | $27,508 |
| 2010 | $62,726 | $23,577 | $26,792 |
| 2013 | $73,000 | $22,000 | $22,000 |
Note: Retirement account savings include 401(k)s, IRAs, and Keogh plans. Scale changed for visibility.
Source: EPI analysis of Survey of Consumer Finance data, 2013.