Chart: Less than half of Black and Hispanic individuals have enough savings to maintain their standard of living in case of a job loss or other emergency: Share of adults who have enough savings to cover expenses for three months in case of an emergency, 2024

Less than half of Black and Hispanic individuals have enough savings to maintain their standard of living in case of a job loss or other emergency: Share of adults who have enough savings to cover expenses for three months in case of an emergency, 2024

	Share
White	60.3%
Black	41.4%
Hispanic	44.1%

White

60.3%

Black

41.4%

Hispanic

44.1%

Note: Race and ethnicity are mutually exclusive (i.e., white non-Hispanic, Black non-Hispanic, Hispanic any race).

Source: Author’s analysis of Board of Governors of the Federal Reserve System, Survey of Household Economics and Decisionmaking (Washington: Board of Governors, 2025).

View the underlying data on epi.org.