Bottom 90% earnings, and insurance premiums and premium contributions for employer-sponsored health insurance, 1999 and 2016 and 1999–2016 change
| 1999 | 2016 | Change 1999–2016 | ||||
|---|---|---|---|---|---|---|
| Dollars | As share of annual earnings | Dollars | As share of annual earnings | Dollars | Share of annual earnings | |
| Bottom 90% earnings | $22,651 | $35,083 | $12,432 | |||
| Total single premium | $2,196 | 9.7% | $6,435 | 18.3% | $4,239 | 8.6 ppt |
| Worker portion of single premium | $318 | 1.4% | $1,129 | 3.2% | $811 | 1.8 ppt |
| Total family premium | $5,791 | 25.6% | $18,142 | 51.7% | $12,351 | 26.1 ppt |
| Worker portion of family premium | $1,543 | 6.8% | $5,277 | 15.0% | $3,734 | 8.2 ppt |
Sources: Data on ESI premiums comes from the Kaiser Family Foundation (2017) Employer Benefits Survey. Data on average annual earnings for the bottom 90 percent are author’s analysis of data from the Social Security Administration 2017, updated using the methods of Mishel and Kroeger 2016.