The rise in severe housing insecurity since the pandemic recession affects all low-income homeowners: Share of low-income homeowners that spend more than 50% of their income on housing costs, 2007–2023

Year Black White Hispanic Black White Hispanic
2007 46.6% 40.0% 44.9%
2008 47.1% 39.6% 44.9%
2009 47.6% 40.7% 43.4%
2010 47.3% 41.3% 40.9%
2011 47.2% 40.2% 39.6%
2012 42.1% 37.3% 34.1%
2013 39.3% 35.3% 33.3%
2014 38.2% 34.4% 30.8%
2015 37.6% 33.6% 29.9%
2016 36.4% 32.6% 27.4%
2017 34.5% 30.9% 28.1%
2018 34.9% 32.3% 28.5%
2019 37.4% 31.0% 28.9%
2020
2021 40.8% 35.7% 33.4%
2022 40.4% 34.3% 31.9%
2023 41.5% 35.3% 33.0%
Economic Policy Institute

Note: Shaded areas denote recessions. Race and ethnicity are mutually exclusive (i.e., white alone non-Hispanic, Black alone or in any combination non-Hispanic, Hispanic any race). Data for 2020 are omitted due to data quality issues

Source: EPI analysis of 2007–2023 American Community Survey 1-Year microdata via IPUMS.

View the underlying data on epi.org.