Retail and low-wage workers are less likely to have employer-provided benefits: Share of workers with access to employer-provided benefits, by benefit type and selected worker group
| Group | All private-sector workers | Retail occupations | Private-sector workers in the lowest 25% of wage earners |
|---|---|---|---|
| Paid vacations | 79% | 73% | 55% |
| Paid holidays | 79% | 77% | 56% |
| Health insurance | 69% | 55% | 36% |
| Retirement | 67% | 72% | 43% |
| Paid sick leave | 73% | 64% | 47% |
| Life insurance | 56% | 42% | 24% |
| Short-term disability | 42% | 35% | 18% |
Source: National Compensation Survey from the Bureau of Labor Statistics (BLS 2019).