Figure 45

Retirement account savings of households age 26–79 as a percent of income, by household type, 1989–2010

Year Married or living with partner Neither married nor living with partner
1989 38% 23%
1992 50% 28%
1995 63% 40%
1998 73% 59%
2001 86% 57%
2004 94% 61%
2007 95% 86%
2010 117% 83%
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Note: Retirement account savings include savings in 401(k) and other defined-contribution plans, IRAs (including employer-sponsored SEP IRAs and SIMPLE IRAs) and Keogh plans for small businesses.

Source: Authors' analysis of Survey of Consumer Finance microdata

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